Amal Ltd 2012-13

Contents 2012-13 in Retrospect ............................................................................................01 Purpose and Values ................................................................................................02 Letter to the Shareholders ......................................................................................04 Directors' Report ....................................................................................................05 Management Discussion & Analysis ........................................................................07 Report on Corporate Governance ...........................................................................08 Notice ....................................................................................................................21 Financial Statements .............................................................................................30 Forward looking statements In this Annual Report, we have shared information and made forward looking statements to enable investors to know our product portfolio, business logic and direction and thereby comprehend our prospects. Such and other statements - written and oral - that we may periodically make are based on our assumptions. We have tried wherever possible to identify such statements by using words such as 'anticipate', 'believe', 'estimate', 'intend', 'plan', 'project' and words of similar substance in connection with any discussion of future performance. We cannot guarantee that these forward looking statements will be realised although we believe we have been prudent in our assumptions. The actual results may be affected because of uncertainties, risks and even inaccurate assumptions. If uncertainties or known or unknown risks materialise or if underlying assumptions prove inaccurate, actual results can vary materially from those anticipated, believed, estimated, intended, planned or projected. We undertake no obligation to publicly update any forward looking statements, whether as a result of new information, future events or otherwise.